How Does Using Precision Data for Crop Insurance Reporting Simplify Your APH reviews?

(Blog post courtesy of Farmers Mutual Hail, a partner of Weller Insurance)


If a farmer is using Farmers Mutual Hail Precision Solutions for either reporting or claims, they are already gathering the accurate information needed to provide total production numbers to support a 3-year APH (Actual Production History) review – which means, no more load logs, bin measurements, or other time-consuming paperwork to dig through during a review.

Precision APH Reviews:

1. A Review is Triggered

When a review is triggered by a high-dollar claim, conflict of interest, or other RMA-directed reason, the farmer will be notified by FMH and will need to set up an appointment with an FMH Compliance Specialist.

2. Precision Records

The farmer will need to gather their precision records for the years under review, many of which can be produced from their Farm Management Software (FMS), including:

• Planting Maps
• Harvest Wet-weight Maps
• Documented Calibration Reports

If precision data has been submitted to FMH for acreage and production reporting, FMH can use the reported data for an insured’s maps, which means the insured needs to gather even fewer documents for a review.

3. The Review Appointment

During the appointment, the farmer just needs to provide their prepared maps and calibration reports to their Weller Insurance Agent. After the records have been verified and processed, the farmer will be asked to look over and sign-off on the review.

If all records are accurate and complete, this entire appointment can be done in less than an hour!