Understanding Replant Coverage and Crop Loss

Your crop insurance policy may contain Replant Coverage. Replant coverage is an often-overlooked benefit that can help increase your ROI regardless of whether your seed companies replace the seed or not. If you end up having to replant a crop due to a covered loss, you may be eligible for a crop insurance payment. 

Here are a few things to know about Replant Coverage:

  1. You must replant 20 acres or 20% of the insured crop. Your coverage decision in March will influence whether you will qualify. 
  2. The original planting must have been affected by an insured cause of loss.
  3. You MUST report the replant claim to your Weller Insurance agent prior to replanting. 
  4. If you use Precision Technology, you may go ahead and replant without an adjuster reviewing the acres if you can provide a separate planting map.
  5. If you do not use any Precision Technology, then you must wait for a claims adjuster to contact you and look at the acres. 
  6. Depending on the number of acres you replant, you may qualify for a self-certified replant. This will streamline the process even further.

If you find yourself in a replant situation, we want to help! Please give your Weller Insurance agent a call and we can walk you through the process.